When the economy struggles, it can be difficult for a Texas resident to stay ahead of their financial obligations. If they lose their job, take a pay cut, or suffer an unexpected emergency like a health crisis or accident, they may feel an extra pressure to make ends...
Year: 2021
What is proportionate responsibility in Texas?
Getting hurt in a serious accident can leave a victim with long-term health problems and mounting medical bills. When a Texan cannot work and is stuck with the financial hardships of an injury-causing accident, they may quickly feel the economic pressures that...
Mother dies as wheel from another car crashes into windshield
The high speeds used by drivers on Houston’s many freeways and arterial streets often lead to unanticipated events that can cause a serious collision. Some of these accidents are rare, but others are surprisingly common. A truck losing a wheel would intuitively seem...
What is the Texas “means test”?
Most Texans who are contemplating filing a petition with the United States Bankruptcy Court are concerned about keeping their house and discharging as many debts as possible. Many people who are filing a bankruptcy petition for the first time are surprised to learn...
What is the ‘Medical Bankruptcy Fairness Act of 2021’?
Many people in the Houston area suffered major financial setbacks in 2020. For example, they may have been furloughed for a period of time only to come back to work at reduced hours, or they may have lost their jobs altogether. These setbacks may have caused them to...
The disastrous results of distracted driving
The ability to multitask may be a positive trait in the home or in the workplace but there is one situation in which multitasking should never be attempted: while you are driving. Motorists in the Houston area are tasked with the duty of driving with due care....
Weather likely a major factor in Texas 100-car pileup
Most Texans have undoubtedly heard about the 100-car pile-up on I-35 near Houston on Feb. 11. The weather was unspeakably bad, and most people simply attributed the accident to an unfortunate confluence of adverse weather conditions and rush hour traffic. More...
How can a reaffirmation agreement help a debtor in bankruptcy
When residents of Houston file a petition in bankruptcy, they expect to have most of their debts declared uncollectible. Why, then, would a person consider reaffirming any of those debts? The reasons are mostly practical, but the help to be obtained from this choice...
Repayment plans and Chapter 13 bankruptcy
Chapter 13 bankruptcy is one of the common forms of bankruptcy proceedings that individuals use to get out from under their insurmountable debts. The hallmark of Chapter 13 bankruptcy is the repayment plan. This plan is crafted by the debtor with approval from the...
How does negligence factor into a slip-and-fall accident?
Slip and fall accidents are common. A Houston resident may struggle to get through the day without catching their foot on a loose rug or stumbling over a broken step in their home. These minor and self-caused incidents can result in injuries, but victims rarely have...