Who Is To Blame For A Rideshare Accident?
Last updated on February 9, 2026
It’s hard to pin down blame in almost any accident, and it is especially hard in rideshare cases. Rideshares have a complex business model, and it is assumed that the driver takes on a lot of the liability risk. However, that’s not exactly correct for several reasons.
At Mattox Law Firm PLLC, you are our top priority. When you have any personal injury or car accident issues, we want to hear from you and give you all the information you need to make the smart choice. Our lawyers are attentive and strong, and we put our clients across Houston on even footing with the companies against them.
Timing Matters As Much As Any Other Factor
Texas law requires rideshare drivers to carry specialized insurance. This insurance acts in three scenarios:
- When a driver is using the app and waiting for a passenger
- When a driver is driving to a pickup
- When they are driving with a passenger
In each scenario, the amount a potential accident victim can recover changes. Most are available when driving with a passenger or on the way to pick up a passenger, where the maximum coverage is $1,000,000 of injury and property damage per accident.
Common Causes Of Uber And Lyft Accidents
The issue is that the causes of rideshare accidents aren’t any different than for any other type of car accident. However, since Uber and Lyft drivers are constantly on the road, they have many more opportunities for fatigue or speeding or bad luck.
Distractions are especially common as rideshares are dependent on an app, meaning that drivers often have the app drawing their eyes from the road. Even if they are practicing safe app usage, there’s always the chance of a sudden change impacting their concentration.
Answering Frequently Asked Questions Regarding Rideshare Accidents
When our clients are involved in rideshare accidents, they often have many questions about their rights and the next steps to take. At Mattox Law Firm PLLC, we’re here to provide clarity and guidance during this challenging time. As we represent you, we’ll address your concerns and work tirelessly to build a strong case on your behalf. Some of the most common questions we hear from our clients include:
Who is liable for my injuries in a rideshare accident?
Liability in a rideshare accident depends on the circumstances. It could fall on the rideshare driver, another driver, or even the rideshare company’s insurance policy. Determining fault often requires examining the details of the accident and the insurance coverage in place.
Can I file a claim against the rideshare company?
In most cases, rideshare companies classify their drivers as independent contractors, which limits their direct liability. However, their insurance policies often provide coverage for accidents involving their drivers. Filing a claim against the company’s insurance depends on the driver’s activity at the time of the accident.
What should I do immediately after the accident to protect my case?
After ensuring everyone’s safety and seeking medical attention, document the scene by taking photos, gathering witness information, and reporting the accident to the rideshare company. It’s also important to keep records of any medical treatments and expenses related to the accident.
How long will it take to resolve my claim?
The timeline for resolving a rideshare accident claim can vary depending on the complexity of the case. Factors like determining liability, negotiating with insurance companies, and the extent of injuries can all impact the duration. Some cases may settle quickly, while others may take months to resolve.
Get Help From Mattox Law Firm PLLC
At Mattox Law Firm PLLC, we understand how overwhelming life can feel after a rideshare accident. You may be dealing with medical bills, lost wages, and the stress of navigating complex insurance claims. That’s why we’re here to help. Our experienced attorneys are dedicated to fighting for your rights and ensuring you receive the compensation you deserve. Reach out to us by phone at 832-803-0427 or use this email form to get started.